Investor Offering

Welcome, and thanks for your interest in investing with Central. You’ll receive an email from our Client Relations team shortly, outlining your next steps (if you haven’t received the email, check your spam folder or email filters).

In the meantime, find more details on the Fund, download investor documents and schedule a call with our team.

Schedule investor introduction

Next steps

For investors

Whether you're weighing a first allocation or conducting deeper due diligence, here's everything you need to take the next step.

Whether you’re weighing a first allocation or conducting deeper due diligence, here’s everything you need to take the next step.

Investor Presentation

A concise overview of the strategy, market opportunity, and investment approach.

Download

Download PPM Preview

The fund overview, investment strategy, structure and terms, risk considerations, and management team, with a closer look at how we think about lending, risk, and capital preservation.

Download

Talk to the team

Have questions? Speak with the team and we’ll walk you through the details.

Schedule a call

Investor Presentation

A concise overview of the strategy, market opportunity, and investment approach.

Download

Download PPM Preview

The fund overview, investment strategy, structure and terms, risk considerations, and management team, with a closer look at how we think about lending, risk, and capital preservation.

Download

Talk to the team

Have questions? Speak with the team and we’ll walk you through the details.

Schedule a call

Investor Presentation

A concise overview of the strategy, market opportunity, and investment approach.

Download

Download PPM Preview

The fund overview, investment strategy, structure and terms, risk considerations, and management team, with a closer look at how we think about lending, risk, and capital preservation.

Download

Talk to the team

Have questions? Speak with the team and we’ll walk you through the details.

Schedule a call

Fund Snapshot

Structure: Open-End Mortgage Income Fund

Manager: Central Capital

~8%

Target Yield (Annualized)*

Monthly

Distributions

$100K

Minimum Investment

None

Leverage

California

Focus

Compounding

Auto-reinvest option

Fund Snapshot

Structure: Open-End Mortgage Income Fund

Manager: Central Capital

~8%

Target Yield (Annualized)*

Monthly

Distributions

$100K

Minimum Investment

None

Leverage

California

Focus

Compounding

Auto-reinvest option

Fund snapshot

Structure: Open-End Mortgage Income Fund

Manager: Central Capital

~8%

Target Yield (Annualized)*

Monthly

Distributions

$100K

Minimum Investment

None

Leverage

California

Focus

Compounding

Auto-reinvest option

The Opportunity

The opportunity

The Central Mortgage Income Fund provides accredited investors access to a diversified portfolio of short-term loans secured by California real estate.

Instead of owning and operating properties directly, investors participate as the lender—earning income from the financing that helps experienced borrowers acquire, improve, construct, and reposition real estate throughout California.

The Opportunity

The opportunity

The Central Mortgage Income Fund provides accredited investors with access to a diversified portfolio of short-term loans secured by California real estate.

Instead of owning and operating properties directly, investors participate as the lender, earning income from the financing that helps experienced borrowers acquire, improve, construct, and reposition real estate throughout California.

Why investors consider CMIF

✓ Income generated through lending activity
✓ Real asset-backed investments
✓ No structural leverage
✓ Focused exclusively on California
✓ Integrated origination and servicing through Equidy
✓ Monthly distributions

Why investors consider CMIF

Meet with our client relations team

Book an introduction call with Central’s Client Relations team to talk about your investment goals, how Central may fit, ask any questions and begin the onboarding process.

Schedule investor introduction

Portfolio

Capital in motion

Examples of the types of projects financed through our broader lending platform.

Fix and Flip

San Jose, CA

Funded complete structure transformation from a burned-out 3-bed into a luxury 4-bed home with a newly constructed 1-bed ADU.

Property successfully marketed at $1,849,800, returning capital with protective equity buffer.

Asset Type: SFR (Burnout/Rebuild + ADU Addition)
Loan Amount: $850,000
LTV: 46%
Note Rate: 11%

Duplex Conversion

San Francisco, CA

Provided critical second-stage renovation bridge financing after permits cleared for conversion conversion.

The duplex condominium units returned approximately $1,250,000 gross exit pay-off.

Asset Type: Multi-Family (Valu-Add Permit Stage)
Loan Amount: $600,000
LTV: 69%
Note Rate: 11%

Get in touch

Have questions?

Every investor’s goals are different. If you’d like to discuss the Fund, understand how it may fit within your portfolio, or review the investment process, we’d be happy to schedule a conversation.

Schedule investor introduction

Next Steps

Start the investment process with Central

Like what you see? Meet with our Client Relations team, and learn how to invest with Central.

Schedule investor introduction

This information is provided for educational and informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy securities. Any offering will be made solely through the Fund’s official offering documents. Investments involve risk, including the possible loss of principal.